S2 Episode 2 – How Foreign Currency Impacts The Mortgage Process

S2 Episode 2 – How Foreign Currency Impacts The Mortgage Process


Welcome to another Season of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are a Australian expat.

A well versed expat rumour amongst Australians is that you can’t get a mortgage when you live overseas however this is wrong but what you can borrow will depend on what currency you earn your salary in and which bank you deal with.

In today’s episode we discuss what Australian expats need to understand how earning a salary in a foreign currency impacts the mortgage process when applying for a loan in Australia.

When you are applying for a mortgage as a Australian resident the process relies upon your ability to service you loan however when you live overseas an added complexity is what currency your income is paid in. 

Discussion Points on Todays Podcast Episode


In this episode we discuss how foreign currency earnings impacts the process when applying for a mortgage and how you can manage the foreign exchange risks as a Australian expat.

Some of the key points we consider include:

  • How one foreign currency can be treated to a different foreign currency when applying for a loan?
  • What are the different foreign currency tiers and how does this work?
  • What are the foreign currency risks and how can you manage this?

Learn More About Atlas Mortgages


If you like the content make sure you subscribe by clicking on the link to your favourite podcast platform below.

The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they’re living and working overseas.

This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services.

Atlas Mortgages works with Australian expats in over 30 countries and we make it our job to speak to 30 Australian Mortgage Lenders and review over 500 Australian Mortgage products to ensure that not only can you that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Make Sure You Don’t Miss An Episode of the Expat Mortgage Podcast


To ensure you don’t miss any future episodes make sure you subscribe to our podcast on your favourite channels below.

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