Expat Chat Episode 105 – Super Vs Mortgage Vs Investments Vs Term Deposit

Expat Chat Episode 105 – Super Vs Mortgage Vs Investment Account Vs Term Deposit


Welcome to the one hundred and fifth episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we talk about where Australian expats should direct their surplus cash – to their super fund, pay off their mortgage, in a investment account or put it into a term deposit.

The answer maybe one, two or all of the above and what you chose will be dictated based on your liquidity requirements as well as the intentions of the funds.

The other large considersation are the tax consequences. Paying off your mortgage may make you feel good but what about when you get the tax bill at the end of the financial year.

What are the tax implications of either strategy?

Discussion Points on Todays Podcast Episode


In this episode we run through the following topics:

  • Pros and cons of putting money in superannuation

  • Pros and cons of paying off a mortgage or putting excess funds in a offset account?

  • Pros and cons of setting up an investment account

  • Pros and cons of putting money in a term deposit

Links that we discussed in this episode include:

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

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